The Ritz-Carlton Club is a deeded, fractional ownership real estate offering combining the benefits of second home ownership with personalized Ritz-Carlton; services and amenities. Designed as a private club, Members have the opportunity to access their luxuriously-appointed home club or other Ritz-Carlton Clubs through reciprocal use privileges. Members also have the ability to utilize additional time as available. Membership prices range from the low $100,000s to high $800,000s based on fraction, location and floor plan. Properties: Aspen Highlands and Bachelor Gulch, Colo.; St. Thomas, U.S.V.I.; San Francisco, Calif.; and Jupiter Fla. Coming soon: North Lake Tahoe, Calif.; Kapalua Bay, Maui and Kauai Lagoons, Hawaii; and South Beach, Miami, FL.